Bank of America · credit · No annual fee · <p>3% in the category of your choice: gas (default), online shopping, dining, travel, drug stores, or home improvement/furnishings</p> <p>2% at grocery stores and wholesale clubs</p> <p>You’ll earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%</p> <p>Earn 1% on everything else.</p>. Here's what it earns, what it costs, and whether it's worth it.
On a typical US spending profile, the Customized Cash Rewards for Students projects to about $852 in annual rewards with no annual fee to offset. Your real number depends on where you actually spend — and on catching the credits and bonuses most people forget. WalletFlo tracks all of it automatically.
A good-to-excellent credit score is generally recommended. Approval also depends on income, existing accounts, and issuer rules.
This card has no annual fee.
See what your real wallet is actually earning — and what you're leaving on the table.
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